It’s time to close the regulatory capital loophole
According to the FDIC, bank capital is a critical foundation for a safe and sound banking system and is intended to absorb losses,...
top of page
BLOG
RECENT POSTS
Commentary on the Latest In Financial Services & Regulation
Search
Simon Gilbert
Sep 12, 20235 min read
How (and why) to read a bank’s call report
As the banking crisis continues to unfold, regulators who scrutinize banks, fintechs wondering if their banking partner is sound, and...
Kevin Stein
Aug 15, 20233 min read
Chairman Gruenberg is Swinging
BY KEVIN STEIN FDIC Chairman Marty Gruenberg’s recent speech at the Brookings Institution Center for Regulation and Markets had some...
Andreas Westgaard
Dec 15, 20221 min read
Credit Unions Must Innovate to Avoid Extinction
BY ANDREAS WESTGAARD The number of credit unions is declining at a frightening rate, shrinking over 15% in the past five years. Credit...
Patrick Haggerty
Oct 4, 20223 min read
Regulatory Pressure on BaaS is Mounting at a Critical Juncture for the Industry
BY PATRICK HAGGERTY Banks have been providing back-end services that enable nonbanks to offer financial services to their customers for...
Paul Marker
Sep 13, 20222 min read
CFPB Targets Digital Marketers: Practical Implications for Banks and Financial Institutions
BY STEPHANIE WHITE BOOKER AND PAUL MARKER My Klaros colleagues Lauren Sartwell and Siena Marr explained the Consumer Financial...
Joshua Diamond
Aug 1, 20222 min read
Partner Banks: Don’t be the Naked One
BY JOSHUA DIAMOND The Oracle of Omaha Warren Buffett’s famous quote, "Only when the tide goes out do you discover who's been swimming...
Poorani Jeyasekar
Jul 22, 20223 min read
Klaros Insights: What is AI/ML in Financial Services and Where is it Lurking? (Part I)
BY LAUREN SARTWELL, STEPHANIE WHITE BOOKER, AND POORANI JEYASEKAR When most bankers think of Artificial Intelligence (AI) and Machine...
Poorani Jeyasekar
Jun 24, 20223 min read
First 100 Days at Klaros: Looking at Risk and Compliance from an Operational Perspective
BY POORANI JEYASEKAR Despite almost 20 years working on the operational side of financial services, I stick out like a sore thumb at...
Daniel Bulaevsky
May 17, 20221 min read
Klaros Advises Compound in Obtaining First Credit Ratings for an Institutional DeFi Offering
Last week, Klaros client Compound Labs announced that S&P Global Ratings had assigned B- credit ratings to Compound Prime, LLC, the...
Jonah Crane
May 4, 20224 min read
Klaros Insights: CFPB Dusts Off Old Rules to Expand Oversight of Nonbanks
BY JONAH CRANE AND JOHANNE LAURBERG On April 25, 2022, the Consumer Financial Protection Bureau (CFPB) announced that it would dust off...
Daniel Bulaevsky
Apr 20, 20222 min read
Klaros Insights: How Crypto Companies Can Help DeFi Succeed
BY DANIEL BULAEVSKY I recently shared some thoughts in Coindesk and LendIt Fintech News about how crypto companies that are building...
Catherine Brown
Mar 17, 20222 min read
Klaros Insights: New UDAAP Exam Manual Clarifies CFPB Focus on Discrimination
By Catherine Brown and Paul Marker Since his nomination by President Biden, we’ve anticipated CFPB Director Rohit Chopra will adopt a...
Konrad Alt
Dec 23, 20211 min read
Klaros Group Kudos
On Tuesday, Dec. 21, LendIt fintech announced finalists for the 5th annual LendIt Fintech Industry Awards to celebrate the top fintech...
Tracy Basinger
Nov 22, 20212 min read
Prepare Now for Climate Risk Supervision
The drumbeat signaling the advent of climate risk supervision just got louder - and while final supervisory guidance is still likely some...
bottom of page