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What we heard at AOBA
Brian Graham, Jonah Crane, and I attended Bank Director Magazine’s aptly named (and this year equally aptly timed) "Acquire or Be...
Kevin Stein
Feb 53 min read

Q4 2023 Post Mortem
BY KEVIN STEIN AND BRIAN GRAHAM Industry results for the fourth quarter of 2023 were weak on average; the largest banks outperformed and...
Kevin Stein
Mar 11, 20244 min read


What’s not to like about the Banc of CA/PacWest transaction?
BY KEVIN STEIN There’s a lot to like about the Banc of California/PacWest merger announced yesterday. The transaction creates a combined...
Kevin Stein
Jul 26, 20231 min read


Only Consolidation Will Save American Community and Regional Banks
BY KEVIN STEIN Over my thirty-five years in the banking sector, I’ve witnessed the number of FDIC-insured depositories decline from...
Kevin Stein
Jul 10, 20232 min read


Bail-In Out: What Happened to Bondholders in the UBS–Credit Suisse Merger?
By PATRICK HAGGERTY Following the announcement over the weekend that Swiss regulators had forced through an emergency acquisition by UBS...
Patrick Haggerty
Mar 23, 20237 min read
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