Michele AltNov 7, 20232 min readRegulators owe community banks more than nostalgiaBY MICHELE ALT For years, scenes from “It’s a Wonderful Life” played on a loop in the FDIC’s public foyer, illustrating the romantic lens...
Kevin SteinAug 15, 20233 min readChairman Gruenberg is Swinging BY KEVIN STEIN FDIC Chairman Marty Gruenberg’s recent speech at the Brookings Institution Center for Regulation and Markets had some...
Patrick HaggertyAug 10, 20235 min readThe Intricacies of Deposit Reporting Under the MicroscopeBY PATRICK HAGGERTY In the aftermath of recent bank failures and subsequent deposit flight from several regional banks, the way banks...
Andreas WestgaardAug 3, 20232 min readDecoding the new regulatory guidance on third-party relationshipsBY ANDREAS WESTGAARD AND CHRISTINA HUNT-FUHR The much-anticipated guidance on third-party relationships issued in June by the Fed, OCC,...
Jonah CraneJun 1, 20236 min readPost-GFC Bank Investments by Private Equity, Part 1: The Regulatory PlaybookBY JONAH CRANE, BRIAN GRAHAM, AND KEVIN STEIN Once again, the banking system is under stress and banks are in need of additional capital....
Klaros GroupMar 11, 20233 min readResources for SVB DepositorsSaturday March 11, 2023; 6 PM PST We at Klaros have received numerous inquiries today from VCs and portfolio companies with concerns...
Mary DentFeb 16, 20233 min readRedefining Who's "Unbanked" in AmericaBy MARY DENT & TRACY BASINGER The FDIC’s biennial national survey of unbanked and underbanked households has been the “go to” reference...
Tracy BasingerJul 25, 20223 min readThe Interagency CRA Proposal Redefines Financial InclusionBY TRACY BASINGER Time is getting short for bankers to submit comments on the proposed interagency revamp of the Community Reinvestment...
Jonah CraneApr 12, 20224 min readKlaros Insights: FDIC Adds Regulatory Checkpoint for Banks to Offer CryptoBy Jonah Crane and Patrick Haggerty Last week, the FDIC issued new guidance instructing all FDIC-supervised institutions to notify their...