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Klaros Group
Mar 11, 20233 min read
Resources for SVB Depositors
Saturday March 11, 2023; 6 PM PST We at Klaros have received numerous inquiries today from VCs and portfolio companies with concerns...
Mary Dent
Feb 16, 20233 min read
Redefining Who's "Unbanked" in America
By MARY DENT & TRACY BASINGER The FDIC’s biennial national survey of unbanked and underbanked households has been the “go to” reference...
Adam Shapiro
Jan 17, 20231 min read
How to Manage Fintech Failure
BY ADAM SHAPIRO Banking as a Service (BaaS) is not only here to stay, it came to play: according to a recent Juniper Research report,...
Klaros Group
Jan 9, 20233 min read
Klaros’ 2023 Banking, Fintech, and Regulatory Predictions
Happy New Year from the Klaros Group! Like our media friends at Axios, Bloomberg, and Fortune, we took stock of the trends that dominated...
Jonah Crane
Nov 15, 20222 min read
How Fintech Partnerships Can Help Mid-Sized Banks Solve Their Funding Problems
BY JONAH CRANE Over the past year, the Federal Reserve has raised interest rates at the fastest pace in history, and quickly rolled back...
Patrick Haggerty
Oct 4, 20223 min read
Regulatory Pressure on BaaS is Mounting at a Critical Juncture for the Industry
BY PATRICK HAGGERTY Banks have been providing back-end services that enable nonbanks to offer financial services to their customers for...
Christina Hunt-Fuhr
Sep 27, 20221 min read
Potential Fraud Risk Management Pitfalls for Banks and Fintechs
BY CHRISTINA HUNT-FUHR Fraud is everywhere in financial services. It’s increasing in both volume and cost, now accounting for up to 5% of...
Brian Graham
Sep 21, 20223 min read
Acting Comptroller Hsu’s speech - the tip of a new regulatory iceberg
BY BRIAN GRAHAM A lot of folks in fintech are still talking about Acting OCC Comptroller Michael Hsu’s recent speech, which among other...
Paul Marker
Sep 13, 20222 min read
CFPB Targets Digital Marketers: Practical Implications for Banks and Financial Institutions
BY STEPHANIE WHITE BOOKER AND PAUL MARKER My Klaros colleagues Lauren Sartwell and Siena Marr explained the Consumer Financial...
Brian Graham
Aug 25, 20221 min read
BaaS is the best path forward for community banks
BY VINCE CUROTTO Community banks are vital. According to the Office of the Comptroller of the Currency, “These institutions play a...
Brian Graham
Aug 1, 20222 min read
Partner Banks: Don’t be the Naked One
BY JOSHUA DIAMOND The Oracle of Omaha Warren Buffett’s famous quote, "Only when the tide goes out do you discover who's been swimming...
Tracy Basinger
Jul 25, 20223 min read
The Interagency CRA Proposal Redefines Financial Inclusion
BY TRACY BASINGER Time is getting short for bankers to submit comments on the proposed interagency revamp of the Community Reinvestment...
Brian Graham
Mar 23, 20223 min read
Klaros Insights: Trends in New Bank Charter Applications (2017-2021)
By Andreas Westgaard, Michele Alt, and Gabriel Yeung At Klaros, we’re in the bank design business. Our partners and staff work with a...
Jonah Crane
Mar 8, 20224 min read
Klaros Insights: Fed Proposes Tiered Approach to Master Account Applications
By Jonah Crane and Patrick Haggerty Last week, the Federal Reserve Board (Board) issued a supplement to its proposed guidelines for...
Michele Alt
Jun 23, 20212 min read
Pride Month and Banking: It’s About More than Rainbow Flags
It’s Pride Month, and corporations of all types are waving their rainbow flags. It’s easy to see why: a recent Hornet/Kantar study found...
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